Airtime
Top up airtime for any network instantly. No codes, no hassle — just fast, reliable mobile recharges from your
Send money, pay bills, and manage your finances and lots more, all from one app.
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From instant transfers to a dollar card for your subscriptions, all your everyday money moves live in one secure app, with rewards for good habits.
Send to any Nigerian bank account, or straight to another WalletWise user with nothing but a username. Most transfers land before you have put your phone back in your pocket.
Create a virtual USD card in seconds and pay for Netflix, Spotify, AWS or anything else priced in dollars. Fund it from your naira balance at a rate you can see before you confirm.
Airtime, data, electricity, cable, betting and gift cards are all handled from the same screen. Save the meters and numbers you use most, then repeat a payment in two taps.
Every payment is signed with your PIN, Face ID or fingerprint, and each new device has to be approved before it can touch your balance. We watch for unusual activity around the clock.
Send money to anyone using their name, username, email, or phone number. Pay for airtime, data, electricity, cable, and more — all from one place, instantly and securely.
Top up airtime for any network instantly. No codes, no hassle — just fast, reliable mobile recharges from your
Buy affordable data bundles for any network in seconds. Stay connected without breaking the bank.
Pay your electricity bills directly from the app. Prepaid or postpaid — quick, secure, and confirmed instantly.
Buy, sell, or redeem gift cards from top global brands. Fast processing, competitive rates, and secu every time.
WalletWise uses bank-grade encryption and multi-layer security protocols to keep your funds and personal data safe around the clock. Every transaction is monitored and verified in real time.
Our support team is available around the clock to help with any questions or issues. Get instant assistance via in-app chat, email, or phone — whenever you need it.
Experience near-instant transfers and bill payments powered by cutting-edge infrastructure. No delays, no downtime — your money moves as fast as you do.
20,000 downloads, ₦5 billion moved and more than 10,000 transactions a day — here is how WalletWise is being used right now.
20K+
App downloads
₦5B+
Transactions processed
10K+
Transactions every day
"WalletWise completely changed how I handle my finances. Bill payments that used to take ages now happen in seconds. The virtual dollar card is a game-changer for my online subscriptions too!"
Amara Okonkwo
"I've tried so many fintech apps, but WalletWise is the one that stuck. Five days of my usual transfers and bills, and the streak drops ₦500 into my commission wallet. I'm getting paid for things I was doing anyway!"
Daniel Akinwale
"I run a small shop, and WalletWise handles all of it — airtime for customers, my electricity bill, transfers to suppliers. When I had a question, support came back to me in under two minutes."
Chioma Eze
Everything you need to know about using WalletWise for transfers, bill payments and savings.
Yes. Downloading the app and opening an account cost nothing, and there is no monthly maintenance fee on your wallet. The only charges you will ever see are the per-transaction fees listed below — no subscriptions, no hidden deductions.
Transfer to the dedicated account number we issue you the moment you sign up, top up with a debit card, or pay in cash at any partner agent. Bank transfers and card top-ups reflect in your balance within seconds.
Every session runs over bank-grade encryption, and each payment has to be signed with your PIN, fingerprint or Face ID. We monitor transactions in real time and hold anything unusual for review before it leaves your wallet.
Yes. Send to any Nigerian bank account, or straight to another WalletWise user with their username, phone number or email. Transfers to other banks normally settle instantly and are guaranteed within minutes.
Transfers between WalletWise accounts are always free. Sending to another Nigerian bank costs a flat ₦10 regardless of the amount, and airtime, data and bill payments carry no markup — you pay exactly what the biller charges.
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